Tag Archives: Mortgage and home loans

Mortgage Rates Stay Down with Huge News For Home Buyers at Orange County CA

Fantastic news for homebuyers is that home loan mortgage rates at Orange County CA went down big-time during 2014 and have stayed down. 4.5% was the average rate on a 30-year fixed loan offered by lenders one year ago today … Continue reading

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New CA Anti-Deficiency Law to Protect Homeowners Who Refinance Purchase Money Loans

Purchase money loans in CA are those used by home buyers to finance original buying of the home. Current CA anti-deficiency law protects a borrower from personal liability for the difference between the principal balance and what the lender receives at … Continue reading

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Home Loan Mortgage Payments Average is Way Down at Orange County CA Real Estate

Purchase money home loan (mortgage) rates quoted on June 15, 2012 – at Orange County, CA – are excellent and amazingly good for buyers and those would would refinance. 30 year fixed conforming – 3.625 percent – payment would be $4.56 per … Continue reading

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Amazingly Good Purchase Money Home Loan Rates Continue at Orange County CA Real Estate

Purchase money home loan and mortgage rates quoted this week by First Capital Mortgage, Newport Beach, CA, continue to be amazingly low.    Tim Sibley Direct 949.721.5018 Fax 949.640.7091 tsibley@firstcapitalmtg.com Sam Isaac Direct 949.574.3556 Fax 949.640.7091 sisaac@firstcapitalmtg.com Downloads Loan Application Payment … Continue reading

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Mortgage Debt Forgiveness Tax Relief by U.S. Law Set to Expire at End of This Year 2012

U.S. law – Mortgage Forgiveness Debt Relief Act of 2007 – applies to debt forgiven in calendar years 2007 through 2012 – including possible debt forgiven through SHORT SALE process. For purposes of income tax, this law allows for exclusion of income realized as … Continue reading

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FHA Loans Becoming Popular at Orange County CA

I like the Paul Scheper article “FHA Loans becoming popular in Orange County” in this month’s Orange County REALTOR® magazine, which was published by the Orange County Association of REALTORs®.    Paul says in his article that FHA loans have emerged as loan of choice … Continue reading

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